Term Life

Term life insurance is a type of life insurance that guarantees a death benefit if the insured person dies during a specified term for example 5 years, 7 years, or 10 years.

Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term life insurance policy to cease.

Term is used for Mortgage Protection, Income Protection, Key Man / Key Woman insurance (for business) or any short-term protection need.

The benefit of Term Life is that it is lower in cost, however you sacrifice that upon renewal when the next term will invariably cost more due to age and health factors.

For your lowest cost immediate protection, Term Life is the best!

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